Haddad announces 14 credit measures this week
“Today we are going to discuss alternatives (with the banks)”, said Haddad as he left for a meeting at the Ministry of Mines and Energy. “The current rotary design is harming the low-income population. Most of the people working at Serasa use their credit cards. Not only that, but also, ”he added.
According to Haddad, the government intends to find a negotiated solution with the banks, as happened with the interest on payroll loans from the National Institute of Social Security (INSS). Last month rates were capped at 1.7% per month, but the ceiling rose to 1.97% per month after banks suspended the offer of this type of credit.
Pre-approved line of credit on the card, the revolving credit applies when the customer pays the invoice or makes withdrawals using the credit function. In February, according to the most recent data from the Central Bank (BC), the rate on revolving credit rose by 6 percentage points, to 417.4% per annum.
In 2017, or Central Bank limited to 30 days charging the revolving credit card. In case of default by the customer after this period, the bank must pay the outstanding balance in installments or renegotiate the debt with more advantageous rates for the debtor.
Foto de © oédson Alves/Agência Brasil
Economia,juros,Consignado,Cartão de Crédito,Sistema Financeiro,bancos,Fernando Haddad,crédito rotativo